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Employment Practices Liability Insurance

Today’s employment practices liability environment is impacted by several factors. A challenging economic climate causes companies to make some tough decisions, including employee layoffs and tougher work requirements. We’ve seen massive layoffs in the tech sector and several companies walking back their remote work policies. In this type of economic environment, employee-related lawsuits inevitably rise.

The heightened awareness of sexual harassment brought about as a result of the “Me Too” movement also continues to impact the employee-employer litigation landscape with higher settlement values and amounts. Moreover, a strengthened regulatory environment for existing and new protected classes against discrimination has fueled additional litigation.

Organizations of all sizes and structures should be vigilant about their employment practices. In addition, small or new businesses are often the most vulnerable to employment claims, as they may lack a legal department or employee handbook detailing the policies and procedures that guide hiring, disciplining, or terminating employees.

It’s important to have best practices in place and to ensure the business is protected against potential lawsuits with Employment Practices Liability Insurance (EPLI).

We’ll Protect Your Business

Oakwood D&O Insurance Brokers provides organizations globally with EPLI to cover defense costs and settlements and judgments involving employee disputes relating to the following.

  • Hostile Work Environment
  • Sexual Harassment
  • Discrimination
  • Civil Rights Violations
  • ADA Issues
  • Libel/Slander
  • Workplace Harassment
  • Wrongful Demotion or Termination
  • Failure to Employ or Promote
  • Claims from Prospective Employees/Applicants
  • Wage and Hour (FLSA)
  • Family Leave Act (FMLA)

In the highly regulated state of California, it’s important to partner with an insurance professional who understands employment-related governing laws, the impact of today’s regulatory climate on employers, and how to best protect your firm if and when litigation arises. That partner is Oakwood.

When a public company purchased a private firm, we were able to provide significant savings to each party by securing a policy with a look-back provision that covered both the old board and the team moving forward.

Contact the D&O Insurance Experts